Avoid Home-Buying Jitters

Avoid Home-Buying Jitters

Does this describe you?

Not too long ago, you decided to purchase a home.  First, you contacted your lender and got your financing in order.  Next, you contacted a realtor and looked at houses meeting your criteria, those who have insulation installed by the team at http://www.asifoam.com/san-diego/.  Finally, you found the home of your dreams.  By following these steps, the house hunt was actually fun and exciting!

Now, however, instead of following through with an offer on your dream home, you have developed all kinds of concerns that are causing you to hesitate.

What happens to cause these home-buying jitters?

    • Many homebuyers think there is a magic time to buy a home.  Unfortunately, once they develop this logic, their thoughts dictate that it cannot possibly be today.  Thus, they wait for the right tomorrow that usually comes only after they have lost the house of their dreams to another buyer and have given up on house hunting altogether. But for people looking for a home is necessary to be aware of the good state of the house, so if the house have plumbling problems, the seller should look the services of a plumber from http://www.thompsonfamilyplumbing.com/san-bernardino-plumbers/ to fix the problem.

      Actually, there is no “right” time to buy.  Second-guessing interest rates or the housing market is next to impossible.  Changes that affect prices usually occur too slowly to make that much difference anyway.

    • Once buyers find the house they are looking for, they should strive to make the most prudent offer possible, since they’re different kind of houses, for different budgets, for example a Draftsman can create high quality building designs at a more cost effect rate when compared to an architect.  However, negotiations can come to a screeching halt if the offer is too low.  Sellers can become insulted or disinterested, and the buyer can lose the home of their dreams. Once your realtor has provided comparable pricing on other homes in the area, try to keep in mind the importance of a fair offer.

 

    • If you have family and friends trying to advise you on your home purchase, it is helpful to take their opinions in stride.  Listen to what they say, but remember that you know your circumstances better than anyone else.
    • Every house has flaws.  The house or apartment you currently live in has flaws.  Even your dream home has flaws.  But the contract you sign in order to purchase your home contains various clauses that protect you from houses damaged beyond repair.
  • If you begin to get nervous about the purchase, take a moment to stop and look around.  Nearly every house you see has occupants who have gone through the same process you are going through.  They signed contracts, waited on a loan approval, went to closing, and are now dutifully making house payments every month on homes they love.

Yes, home-buying jitters affect most every buyer, but if you have done your homework and know how much house you can afford, your jitters will soon go away, especially if you have made sound decisions about your home purchase.

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Palmetto Park Realty
330 E. Coffee Street
Greenville, SC 29601
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